Robocalls

03.12.2018
An unknown number flashes on your screen. Are you going to pick it up?

People have been receiving robocalls since the early ‘90s, and with the volume of calls steadily increasing since then, robocalls can be considered a regular phenomenon. But the recent years have seen a spike in these automated calls, that now serve a more sinister purpose.


What are robocalls?

A robocall is a phone call with a prerecorded message that comes from an automated source. Since it is both prerecorded and automated, a robocall can be easily sent to a large number of people in a short period of time.

Robocalls are used by businesses in selling their products, by political parties during elections, at times by banks to notify their clients of fraud, and by government institutions to issue emergency warnings.

Technological advances, like voice over internet protocol (VoIP) that allows people to make calls from a computer, have made robocalls cheaper, easier, and more accessible to the general public. Enter fraudsters, who have started using robocalls as tools for their crimes.

Youmail, a developer of a robocall-blocking software, reports that as of November 26, 2018, 38.1 billion robocalls have been placed in the United States alone. In Australia, it was reported that 253 people have handed nearly $1 million to scammers in the past four months. Scammers in the Philippines ride the wave of the government’s war on drugs to scare victims and force them to give away personal information.
 

How robocalls scam

The only goal of robocalls is to get you to answer the call. If you pick up, you will either be given a number that you need to call back immediately, or you will get rerouted to a call center abroad and given instructions on how to claim a free trip, get a cheaper health insurance, donate to a charity, or settle a debt with the government.


In most cases, the calls are after your personal and banking information. But there are also times when you will be asked upfront to transfer money.
 

Common types of robocall scams

York Dispatch rounded up the most common robocall scams in the United States, which may also be applicable to other countries:

  • Fake health insurance plans. Fraudsters offer a great insurance plan at an affordable price. They add hassle-free sign up policies and assessments to make sure their victims take the bait.
  • Caller ID spoofing. Scammers spoof caller IDs so they will show actual numbers of legitimate businesses. This is to convince consumers they are authentic.
  • Travel scam. Scammers normally offer free or discounted vacation packages, telling victims to pay a nominal booking fee to secure the deal. And that's when people fall the prey of providing their credit card information.
     

The New York Times also cited a YouMail study on the top phone scams back in March, which proves that the spike in the volume of scam calls have been ongoing for a long time.


 

How to deal with robocalls

The best way to deal with robocalls is not to deal with them at all. The general rule: Do not answer the call if you do not know who is calling.

But what if you have picked up the phone and hear an automated message? The general rule is to hang up immediately. Do not say anything. Simply hang up.


In case the call has progressed – you have been routed to a call center and already speaking to a real person, or you have placed a call as instructed by the automated voice, here are some reminders:

  • Provide as little personal information as possible. Or better yet, never provide any personal information at all.
  • Never give out your personal banking details, from your account number and PIN, to your online banking IDs and passwords.
  • Never transfer funds to a person or account you do not know.
     

You can also download applications to your phone that can help in identifying robocalls, such as like Hiya and Truecaller.